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  Buying Vs Renting: When to Buy a House and When to Rent

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Nimi123
Junior
Junior


Number of posts : 145
Registration date : 2011-02-01

PostSubject: Buying Vs Renting: When to Buy a House and When to Rent   Sat Sep 10, 2016 6:21 pm

Living solo? Renting a home might be more suitable for you. Living alone in a big house may be a bit too much - too much space and too much work or cost for the upkeep. If you don't have the money for a down payment and all the costs of owning a house then renting is likely more advisable. Also, if you are concerned about job security then this is a sign to perhaps continue renting for the moment. Think of the impact to you and your family if you decided to buy a house and then lose your job after few months.

Now, when is the perfect time to buy your house? One main factor to that is when you are financially stable. And when we say financially stable it means that you have funds for at least a 5% down payment for the new house, a permanent and stable job and probably a savings to serve as your back-up plan, should you need to repair or renovate the home. Also, you have to remember that it doesn't end in paying the down payment; you also have to pay for other costs in buying your own house like budget for the furniture, utilities and of course the monthly mortgage rate. During the purchasing process you will be writing cheques to home inspectors, insurance policies and lawyers.

Thanks


http://www.kevinloberg.ca


Kevin Loberg Broker
Royal LePage Terrequity Realty, Brokerage Independently owned and operated
Office: (416) 485-2299Mobile: (416) 495-3859

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